COMMERCIAL LINES COVERAGES
Leadership, Excellence, Vision
Commercial Insurance includes products designed to protect risks inherent to commercial enterprises such as commercial property, commercial liability, business vehicles and fleets, workers compensation and bonds.
We have special expertise in the following programs and multiple insurance carriers in which to place a policy:
Errors & Omissions
Directors & Officers
Employment Practices Liability
As an independent agent, we represent numerous commercial insurance companies offering a variety of coverage and price options. Equally important, we listen to you. Our educated professionals will take the time to understand your business needs and offer you solutions for the coverage's you need at a price point you can afford.
Whether you have a business auto, are a contractor or are a for-hire type of business we have solutions in place to insure your Commercial Auto. Single vehicle or fleet - we have a wide range of acceptability for just about each class of auto you are. Whether you are an individual driving for Uber/Lyft, sole proprietor, partnership, corporation or a commercial trailer, we have programs to help insure you.
GENERAL LIABILITY (CGL)
Commercial General Liability (CGL) offers extremely broad coverage. It insures against bodily injury liability, medical payments, property damage, and personal and advertising injury liability exposures for a variety of businesses and enterprises. Their broad nature means you don’t have to select and group individual or specific hazards, which could lead to potential gaps in coverage.
Workers compensation coverage indemnifies workers for injuries arising out of or during the course of employment. The coverage is required by law in every state and is provided either through private insurance or, in a few states, through a regulated compensation fund. Benefits generally include medical expenses, death benefits, lost wages, and vocational rehabilitation. Workplace safety is an important part of controlling the cost of workers' compensation insurance. Insurance companies offer a variety of programs to help employers reduce or eliminate losses.