ANNUITIES

Fixed annuities are a conservative contract between a client and an insurance company where the company guarantees an income stream paid to the client in exchange for premiums paid.  Used for supplemental retirement planning you can choose between an immediate annuity as well as a deferred annuity if you don't need the income stream until later in life.  The guaranteed rate of return makes a fixed annuity one of the safest savings and retirement vehicles on the market, allowing us to minimize the risk of running out of retirement money.