Our referral program is a thank you for passing along our contact information to your family members and friends. Simply tell them to reach to us for a quote and as a thank you to you, we'll send you a $10 Amazon gift card. We'll ask how your referral heard of and found us or they can mention it in the conversation. Thank you for the faith and trust you have placed with our Agency to protect the things that matter most to you!
Personal Lines Coverage Options
INNOVATION, INTEGRITY, PROTECTION
As an Independent Insurance Broker, we work for the client and represent you first and foremost. We then have many different companies in which to place your insurance that best fit your needs, wants and goals. This relationship allows us to better represent you and provide each individual client the coverage options that best suits their needs at a competitive price.
Your home and lifestyle are distinct to you and you want to protect them as best you can. Should you suffer a loss, you want to be certain that you have Replacement Cost coverage not only on the home but on your personal belongings as well. We'll take the time to identify the coverages that you need and then shop the different markets that we have at our disposal.
Your auto and homeowners policies may be adequate to take care of smaller liability judgments but not a catastrophic claim. An umbrella policy will provide this layer of protection for you and your family. It provides coverage after your underlying auto and homeowners liability coverages have been exhausted up to $1M with additional options available. The policy will too pay for defense costs even if a lawsuit is deemed to be frivolous.
A personal articles policy will cover any of your valuable, rare, collectable or irreplaceable items that have a higher replacement value. These policies provide comprehensive coverage at an agreed value for items such as jewelry, fine arts, silverware, collections, musical equipment, camera's and more. By scheduling individual items, no deductible would apply in the event of a loss and the items are insured anywhere in the World.
As a landlord or investor, you have special needs for an insurance policy. First and foremost you want to make sure to have the home insured properly so that if you do need to file a claim, we can mediate the damage quickly to get your renter back in the home sooner than later. An uninhabitable home means no rental income for your investment. Liability is certainly on every policy that we design and we highly advise you to get an umbrella policy to be on the safe side. We're also able to provide you with risk management on your investment as well.
Motorcycles, Boats, RV's and everything in between. Whether you are going on a Sunday afternoon ride or camping for a week, we have tools to insure your recreational vehicles. We are riders and campers too so we know what you are looking for and what you need. Hope you continue to enjoy the outdoors!