The home is probably going to be the single largest investment a family will make in their lifetime.  It is important to have the proper coverage for your home and personal property.  The Ron Black Agency utilizes the many insurers we represent to give our insured the rate that is best for them.

If you have a loss, your basic Homeowners Insurance Policy will cover the following:

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Your home

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Other buildings on your property

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Furniture

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Clothing

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Appliances

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Many personal belongings

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Covered items you take while traveling

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Additional living expense, if you move out during repairs

Personal Liability coverage provides you and your family with financial protection if someone is accidently injured or their property is damaged:

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By you, your children or pets

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While on your property

Your policy also covers:

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Costs associated with defending you in a lawsuit related to injury or property damage

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You if your credit cards, ATM cards, or checks are stolen or used without your permission.

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