TRADITIONAL BLUE CROSS BLUE SHIELD, MAJOR MEDICAL AND COMPREHENSIVE MAJOR MEDICAL (CMM)

 
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Freedom to use the hospital or physician of your choice.

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Full hospitalization and medical/surgical services with supplemental major medical coverage.

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Diagnosed illness covered.

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Worldwide coverage and recognition of our ID card.

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Pediatric and adult preventive programs available.

PERSONAL CHOICE (PPO)

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Freedom to seek care in or out-of-network.

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No need to enroll with a primary care physician.

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Direct access to specialists - no referrals required.

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Coverage for routine office visits and preventive care.

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Exclusive wellness programs.

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Coast-to-coast care (BLUECARD PPO) provides in-network benefits nationwide for Personal Choice members when traveling or living out-of-area.

PERSONAL CHOICE 5 (Adobe Acrobrat Reader is needed)

PERSONAL CHOICE 10 (Adobe is needed to view)

PERSONAL CHOICE 310 (Adobe is needed to view)

PERSONAL CHOICE 5/15/70 (Adobe is needed)

PERSONAL CHOICE 20/30/7 (Adobe is needed)

KEYSTONE POINT-OF-SERVICE (POS)

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Referrals to specialists required for maximum benefit level.

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Primary care physician (PCP) selection necessary.

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Care received without a referral is subject to deductibles and co-insurance.

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Coverage for routine office visits and preventive care.

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Exclusive wellness programs.

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Away from home care - comprehensive benefits for students and travelers out of the area through BluesConnect.

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Excellent accreditation from the National Committee for Quality Insurance.

KEYSTONE HEALTH PLAN EAST (HMO)

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Primary care physician selection necessary.

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All specialty care coordinated by Primary Care Physician (PCP).

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Coverage for routine office visits and preventive care.

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Exclusive wellness programs.

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Away from home care - comprehensive benefits for students and travelers out of the area through BluesConnect.

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Excellent accreditation from the National Committee for Quality Insurance (NCQA).

KEYSTONE 2 (Adobe is needed to view)

KEYSTONE 5 (Adobe is needed to view)

KEYSTONE 15 (Adobe is needed to view)

KEYSTONE SELECT 2 (Adobe is needed to view)

KEYSTONE 515 (Adobe is needed to view)

KEYSTONE BENEFITS AND SERVICES (Adobe is needed)