SIX REASONS TO CHOOSE THE BLUES

              

                          

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1.  CHOICE OF HEALTH PLANS

Only Independence Blue Cross and Pennsylvania Blue Shield give you the freedom to design the perfect health plan for your company.  Choose from several options for each of the following:
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Blue Cross Blue Shield traditional indemnity.

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Personal Choice preferred provider organization (PPO).

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Keystone Point-of-Service (POS).

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Keystone Health Plan East (HMO).

2.  CHOICE OF DOCTOR AND HOSPITAL NETWORKS

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Traditional indemnity - all area hospitals; 85% of area doctors and other health care professionals participate in the Blue Shield Network.

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Personal Choice PPO, Keystone Point-of-Service and Keystone Health Plan East HMO - nearly 200 hospitals in southeastern Pennsylvania, southern New Jersey, and Delaware; close to 30,000 physicians.

3.  SIGNIFICANT SAVINGS THROUGH PARTICIPATING DOCTORS  AND HOSPITALS

Our carefully selected doctors and hospitals adhere to strict professional and service standards.  Participating health care providers deliver quality health care to our members at excellent prices, which are reflected in your bottom line.

4.  CHOICE OF SUPPLEMENTAL BENEFIT PLANS

Enhance your benefits portfolio by offering your employees any or all of the following:

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DENTAL COVERAGE

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VISION COVERAGE

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PRESCRIPTION DRUG COVERAGE

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LIFE/DISABILITY INSURANCE

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WORKERS COMPENSATION

5.  FREE HEALTHY LIFESTYLES PROGRAMS TO KEEP YOU HEALTHY

As a member of Independence Blue Cross, your employees can take advantage of a wide variety of innovative Healthy Lifestyles programs.  Our programs are consolidated into four portfolios: Health Management, Alternative Health, Family Health, and Women's Health.  Programs include:

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Discounts on acupuncture and massage therapy

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Fitness club reimbursement of up to $150

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Smoking cessation discounts and reimbursement of up to $200

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Weight management through Weight Watchers

6.  LOW PREMIUMS THAT ARE COMMUNITY-RATED

When you enroll in one of our plans, your company is part of a group of other employers to help spread your risk and stabilize your rates.